thank you! Pros. Flexible hours Best bonus structure Great culture Very strong management Work at home Good leads Great company with very supportive management. If you were to leave American Income Life, what would be the reason? Find 15 answers to 'Is this a pyramid scheme' from American Income Life employees. Job Security/Advancement. September 1, 2020. 9 people answered. Business Details. It looks like it's a pyramid structure, where expenses are paid at the bottom and the commissions/referrals trickle up to the top. ... Or, if it is a pyramid scheme, the answer is "No!". Learning how to recognize employment scams for future avoidance. American Income Life Insurance Company Response. Negative Outlook. Compensation/Benefits. I worked at American Income Life full-time for less than a year. 4 years ago. See all questions and answers. Its participants either build the pyramid taller, or get … 1.0. Free coffee, air conditioning, free life lessons on the pitfalls of a 1099 job. Read 332 More Customer Reviews. A pyramid scheme is a pyramid scheme is a pyramid scheme. Pros. So many pros here....let's start with: 1) Freedom & flexibility- the ability to be an independent contractor (1099 associate) who can set their own hours, work pace, and income … I used to work for American Income Life (AIL). This is a multi-location business.Need to find a different location? I have been working at American Income Life: AO full-time for more than a year. Legal Pyramid Scheme. Job Culture. Some background on American Income Life: they are partnered with members of credit unions, labor unions, associations, and private policyholders. American Income Life is not a scam just because it wants to hire independent contractors instead of employees but it seems too many have complained about the same thing. 12/02/2020. Management. They talk it up alot during the "interviews". A pyramid scheme is a fraudulent investment strategy, deemed illegal in the United States. According to the Federal Trade Commission, pyramid schemes “promise consumers or investors large profits based primarily on recruiting others to join their program, not based on profits from any real investment or real … Disapproves of CEO. Job Work/Life Balance. They fooled me at first to be honest. The job is commissioned based but is … To make any good money from MLM companies like this, you would have to be really good at sales to actually sell the insurance or … American Income Life charges you a $490 administrative fee, it is not a job to begin with, so an initial “investment” is required. Pros. Show more. American Income Life Reviews by Job … Get answers to your biggest company questions on Indeed. I have been working at American Income Life full-time for more than 5 years. ... Tell me again how many people at AIL actually make it to SGA? 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